FAQ

Answers to the most frequently asked questions about the UTEX platform.

What is UTEX?

UTEX is a platform for trading and investing in major global markets using USDT, founded in 2020, providing access to US stocks, cryptocurrencies, commodities, FX pairs and other high-volatility assets in a single interface.

What leverage is available on UTEX?

Up to 100× for stocks and goods and up to 30× for cryptocurrencies.

How do I deposit with my bank card?

To top up your UTEX account using a bank card select With bank card in the top-up form and specify the currency and amount. You’ll be redirected to the partner’s website to complete the payment. Your funds will be converted into USDT and credited to your UTEX account.

UTEX supports deposits in over 50 currencies and offers a wide range of payment methods, including Revolut, PayPal, Apple Pay, Google Pay, and more.

Is it safe to store funds on UTEX?

All transactions on UTEX are conducted in USDT, and funds are stored in cold, cryptographically secured wallets. This eliminates reliance on banks and the risk of money freezes or restrictions, including those related to geopolitical factors.

All incoming transfers are verified through Crystal. When withdrawing funds, you can be confident in their legitimacy.

For account login and withdrawals, flexible two-factor authentication settings are available: via email or Google Authenticator.

How is UTEX different from a traditional broker?

UTEX is not a traditional broker — it is a flexible platform built for speed, accessibility, and freedom. Key advantages of UTEX over traditional brokers:

  • Low entry barrier. UTEX is available to retail investors with any amount of capital. The minimum first deposit starts from $10.
  • Access to major global markets. Trade US stocks, commodities, indices, FX pairs, and cryptocurrencies — all on one platform.
  • Bank-independent access. All transactions on the platform are conducted in USDT, eliminating reliance on banks and the risk of money freezes or restrictions.
  • Leverage up to 100×. Users can access leverage up to 100× on their own capital. This is a rare offering in the stock market.
  • Transparent and flexible pricing. Choose a pricing plan for stock trading based on your deposit and strategy, with options for custom terms.

Does UTEX have a license?

Yes — for details on UTEX's current regulatory status, please contact UTEX support. UTEX is also currently in the process of obtaining several specialized licenses.

What is the Aurora terminal?

Aurora is a professional desktop trading terminal powered by UTEX, available by request through support. Aurora is currently maintained alongside the development of UTEX Nova, a new modern terminal that is in early launch stage.

What is UTEX—Spot?

UTEX—Spot is the section of the UTEX platform where users can deposit funds and trade assets without leverage. On UTEX—Spot, you can buy, hold, and exchange cryptocurrencies, as well as deposit and withdraw funds in multiple tokens.

What is UTEX—Margin?

UTEX—Margin is the section of the UTEX platform for margin trading stocks, cryptocurrencies, commodities, and other assets with leverage. You can instantly fund your UTEX—Margin account from your UTEX—Spot balance.